Who we are?
Niche Financing Limited is a founding member of the Jamaica Association for Micro-Financing (JAMFIN). The company was founded in 2004 with its main office at 96 Constant Spring Road with three employees. The genesis of Niche was born out of the need where a constituency of individuals lacked the strength to qualify for financing. Based on research, individuals also had a desire for flexibility and excellent customer service.
Later in 2009, the company opened its second location and grew to 27 employees. The Head office was relocated to 94 Constant Spring Road. There are five branches namely Kingston, May Pen, Morant Bay, Mandeville, Montego Bay and boasts over seventy employees. The company offers financing to private and public sector individuals as well as entrepreneurs.
Niche Financing prides itself in building and maintains relationships with its key stakeholders to create winning opportunities and experiences for its customers.
Our mandate is to promote responsible financing and flexible solution. We invite you to journey with us ….
FIND YOUR NICHE… LIVE WELL
How we work?
Niche Financing stands on two fundamental principles:
– ‘Creating Flexible Financial Solutions’ and ‘Promoting Responsible Financing’
Creating Flexible Financial Solutions
The pulse of Niche revolves around ‘creating flexible financial solutions’ which are customized to meet the specific needs of each client. Flexible financial solutions are based on the premise that clients are special and different.
– Niche recognizes and accepts that clients are unique in relation to their circumstances and needs.
Promoting Responsible Financing
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- Niche recognizes the essence of responsible borrowing and, equally, responsible lending.
- Niche recognizes the desire, if not right, of individuals to be ‘financially comfortable’
- Niche recognizes the damage injudicious financing, and the attendant debt burden, can create:
* In personal mental and physical stress.
* In financial ruin and the improvement of individuals.
- Niche recognizes the need to preserve a healthy ‘take-home pay.
Our Mission
Niche Financing Limited is The Responsible Finance Company. We deliver exceptional products and services to our valued clients, emphasize strong client relationships, high level of community involvement.
Our employees work in an environment that is Friendly, Professional and Knowledgeable.
Basic loan requirements
- 2 Last months pay slips
- Job Letter (if applicable)
- Proof of Age (Passport / Birth Certificate)
- Valid ID
- Proof of Address
- TRN
- Guarantor (if applicable)