Public Announcement June 23, 2023
Niche Financing Limited is please to announce that effective Monday, June 19th, 2023, the Governor of the Bank of Jamaica (B.O.J) has granted a licence to operate as a Micro Credit Institution pursuant to the Micocredit (Licence, Form of Application) Rules 2021.
Our History
Creating flexible financial solutions and promoting responsible financing.
Niche Financing Limited is a founding member of the Jamaica Association for Micro-Financing (JAMFIN). The company was founded in 2004 with its main office at 96 Constant Spring Road with three employees. The genesis of Niche was born out of the need where a constituency of individuals lacked the strength to qualify for financing. Based on research, individuals also had a desire for flexibility and excellent customer service.
Basic loan requirements
Niche Financing Limited is your premier choice for all your loan services, that will take care of your cash flow problems in an emergency. We will provide you with the financing you need.
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2 Last months pay slips
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Job Letter (if applicable)
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Proof of Age (Passport / Birth Certificate)
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Valid ID
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Proof of Address
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TRN
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Guarantor (if applicable)
Tips To Borrowing Responsibly
"Be smart, plan wisely and borrow responsibly"
- Distinguish clearly between your “wants” and your “needs” first. Avoid short term gratification with longer term financial pains.
- Do not overload, borrow what you need and can comfortably afford to service.
- Avoid borrowing large sums of money not immediately needed. They come quickly and are likely to disappear just as fast.
- Niche’s flexibility allows the granting of a loan as and when required, but only in a responsible manner.
- Maintain an adequate take-home-pay to meet your on-going domestic expenses.
- Insulate yourself against financial shocks. “Rainy days”, not may, but will come. Be prepared and in a position to effectively respond.
- Borrowers beware! Let wisdom and financial discipline govern your decision-making!
Do you feel you need flexibility with your loan payment?
Niche not only creates flexibility, we promote responsible financing.
Available Loans
We will be available to sit with you on a regular basis and if you have questions, just call and we will make sure your questions are answered promptly.
